• Lending Club Now Offering Loans in North Carolina

    Updated: 2010-10-31 14:00:39
    REDWOOD CITY, Calif., Oct. 28 /PRNewswire/ — Lending Club (http://www.lendingclub.com), the world’s leading platform for investing in personal loans, is now available to residents in the state of North Carolina. In North Carolina, creditworthy borrowers now have the opportunity to get unsecured personal loans with an annual percentage rate (APR) starting at 6.78 percent and [...]

  • Audible.com Login: Get Started with Audible.com

    Updated: 2010-10-30 17:22:23
    Audio books have long provided companionship for those on the road and at the gym and now there’s a service which will line you up with just about any audio book you’ve ever wanted to listen to, Audible.com. Many have called it the iTunes of audio books, in fact, iTunes relies on Audible.com to provide [...]

  • Download a Free Audiobook with Audible.com’s “Audiblepodcast.com/Greg” Offer.

    Updated: 2010-10-30 17:04:46
    If you have any interest in audio books or podcast, consider taking advantage of a special offer that Audible.com is offering to new listeners through its “Audiblepodcast.com/Greg” Offer and get one free audio book of your choice from the world’s premier provider of audio books. Audible is offering a free 30 day trial in which [...]

  • Lending Club Issues $12 Million in Loans in September, Makes another Record

    Updated: 2010-10-30 16:44:24
    Lending Club, a peer to peer lending company, set a new record for the second straight month during the month of September, setting up more than $12 million worth of loans between borrowers and lender son its platform. Investors on Lending Club’s website issued $12,039,675 across 1189 loans to borrowers, up slightly from the month [...]

  • How to Spend a Bonus Properly

    Updated: 2010-10-30 16:39:43
    Some companies are actually paying out bonuses these days which is great considering the economy hasn't recovered quite as quickly as what people had hoped for. Whenever extra income is provided it’s important to keep your cool. Otherwise, you might impulsively spend and then, well; all your money is gone as if you never had it...

  • Debt Collector Unicredit America Inc Accused of Setting Up Fake Courtroom

    Updated: 2010-10-30 10:46:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Scams Debt Collector Unicredit America Inc Accused of Setting Up Fake Courtroom 30. October 2010 by Allen 0 Comments The ACA International lobbying Group for the Collection Industry continually tells congress that debt collection abuse if few and far between yet many stories are making headlines such as this . one According the several news outlets a Michigan Attorney General have filed suit against Unicredit America Inc , for false , misleading and coercive

  • capital one smartline platinum mastercard credit card

    Updated: 2010-10-30 08:00:00
    Capital One SmartLine Platinum MasterCard Credit Card The Capital One Canada Credit Cards list would be complete if you do not find there the SmartLine Platinum MasterCard. This is one of the highly recognized Canadian cards. It offers obvious low introductory Annual Percentage Rate on normal purchases [...]

  • capital one gold mastercard 119 guaranteed for 3 years credit card

    Updated: 2010-10-30 08:00:00
    Capital One Gold MasterCard 11.9% Guaranteed for 3 Years Credit Card If you are searching for ideal credit card and have problems choosing which one is suitable for you, you must know some things first. Prior in applying for a credit card, there are a lot of significant things should be consider [...]

  • capital one aspire gold mastercard credit card

    Updated: 2010-10-30 08:00:00
    Capital One Aspire Gold MasterCard Credit Card The credit card coming from Capital One which is the Aspire Gold MasterCard provides a lot of wide-ranging travel benefits as well as features to the cardholder residing in Canada. When you do your initial purchase with the card, they will instantly [...]

  • Help Paying Student Loans

    Updated: 2010-10-29 16:07:15
    DFA reader Carrie needs help paying her student loans. If you need help paying your student loans the tips and information in this article will help you win.

  • Make Big Frugal Moves!

    Updated: 2010-10-29 15:40:07
    My wife (also my research department :) ) recently forwarded me a piece from MSNMoney.com that provides 6 BIG ways to go frugal. [I just love the sound of that!] So, for those of you who are the budget conscious and are ready to make a difference in your financial lives, let’s take a look at these tips...

  • AT&T’s (NYSE: T) New “Eco App” Brings Environmental Awareness To Youth

    Updated: 2010-10-29 15:30:51
    In a recent press release, AT&T announced they are launching the “Eco App” on iTunes App Store. This new app helps youth easily connect with initiatives that are aimed at minimizing the environmental impact in local communities throughout the country. The new Eco App is available for the iPhone and iPod touch and is free [...]

  • Debt Management Credit Counselling Tips

    Updated: 2010-10-29 11:54:44
    Those worried about falling behind in their debts and they feel like they need debt management credit counselling tips to help them cope can take comfort in knowing there is help. Over the past decade there has been plenty of debt advice over the internet and in other places to give you the best course [...]

  • Citigroup’s (NYSE: C) Stocks Drop In Wake Of Projected Financial Declines

    Updated: 2010-10-29 01:50:58
    In recent days, Citigroup Inc’s (NYSE: C) stock has dropped to $4.18, a 3 cent decline that has many speculating about the future condition of the financial sector. Certain observers have questions about whether there is any hope for measurable recovery. This is especially important given that there are signs that bank revenue is set [...]

  • Leonardo Da Vinci Quotes

    Updated: 2010-10-29 01:30:43
    Leonardo da Vinci isn’t usually quoted when it comes to personal finance; I don’t think he really cared for the topic very much. However, I’ve been doing some reading about him and I really enjoyed these quotes attributed to him and wanted to remember them: “Simplicity is the ultimate sophistication.” “I have been impressed with [...]

  • Microsoft (NASDAQ: MSFT) Digging In To Stay Strong In A Post-PC World

    Updated: 2010-10-29 01:27:23
    In a new earnings report Microsoft (NASDAQ: MSFT) has experienced significant profit growth, up 51% from the previous year at the end of the last quarter, reaching $5.4 billion. Revenues increased 25% to $16.2 billion. This impressive performance by the software company was made possible its main flagships Office and Windows – the applications continue [...]

  • Google (NASDAQ: GOOG) Apps On The Android Gets Enterprise Security Support

    Updated: 2010-10-29 01:20:46
    On October 28th, Google (NASDAQ: GOOG) announced that it was adding enterprise management and sync support for its Google Apps on the Android 2.2 mobile platform. This move has been touted as boon for IT management since more Android smart phones are being utilized in various businesses. Google Apps such as Google Talk, Gmail, and [...]

  • Dining on a Dime: Halloween Freebies

    Updated: 2010-10-29 01:13:35
    Cooking at home is the best way to save cash, but it’s nice to go out sometimes, too. Check out Frugal Foodie every Friday for a selection of the latest coupons for casual and fancy fare. This week: Halloween freebies, free quesadillas and restaurant scavenger hunts, among other deals.

  • Wells Fargo (NYSE: WFC) Claims Responsibility For Errors On Foreclosure Paperwork

    Updated: 2010-10-29 01:07:05
    In a recent announcement representatives of Wells Fargo (NYSE: WFC) admitted that the company made serious mistakes in the paperwork filed for thousands of foreclosures cases. The company further stated that it would do everything possible to correct the problems. The Des Moines-based mortgage unit for the big bank planned to re-file documents for 55,000 [...]

  • Mint Opens Up Its Data: See How Spending Is Truly Trending

    Updated: 2010-10-28 23:02:14
    We’ve already seen how Mint data can be used to tell stories about consumer spending and the economy. Now, whenever you want to know which businesses are trending or which bar is buzzing, you can do so yourself. Mint data has powered a number of articles here on MintLife, especially our popular infographics; allowing us to ...

  • Nationwide Credit Services Inc Barred From Making False Claims and Charging Up-Front Fees

    Updated: 2010-10-28 18:01:53
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Scams Personal Finance Nationwide Credit Services Inc Barred From Making False Claims and Charging Up-Front Fees 28. October 2010 by allen 0 Comments A credit repair operation has agreed to stop making false claims and stop charging up-front fees under a settlement with the Federal Trade Commission . The settlement is part of an ongoing crackdown on scams that target financially strapped consumers , taking hundreds of dollars of fees to purportedly remove negative information

  • 5 Things You Must Know Before You Start Investing

    Updated: 2010-10-28 16:06:43
    Looking back, one of the biggest investing mistakes I made was investing before I was ready. I didn’t know enough to start investing, but I did it anyway. So if you’re wondering how to start investing, be sure you can properly answer the following five questions before investing a penny...

  • What Do FICO Superheroes Have in Common?

    Updated: 2010-10-28 01:02:17
    Every year billions of FICO® scores are calculated for the purposes of making lending and insurance decisions. Until now we never really had a crystal clear understanding of the similarities among consumers with the most elite scores of 760 and above: the so-called “FICO High Achievers."

  • The Business of Horror

    Updated: 2010-10-27 21:51:20
    Halloween is one of America's biggest revenue-generating holidays. And get this: the tradition thrived even during the spooky economy of the past couple of years. Costume sales jumped 5.1% in 2008 and another 2.4% in 2009, according to industry research comapny IBISWorld. In all, the horror business is... well, horrifying big.

  • How Do Americans Feel About The Recession?

    Updated: 2010-10-27 14:18:45
    Earlier this year, the National Bureau of Economic Research delivered a piece of news that came as a surprise to most Americans: the recession, it determined, had officially ended in June 2009. At a total of 18 months, that gave it the dubious honor of being the longest U.S. recession since the Great Depression.

  • Getting Credit Card Debt Management Services in US

    Updated: 2010-10-26 09:07:05
    Credit card debt management services programs help consumers consolidate their unsecured debts into one monthly payment, that are then sent right to creditors by credit card debt management services in the U.S. Meeting With Credit Card Debt Management Services Credit card debt management services are meetings consumers to help them with bad credit. They help them with [...]

  • capital one low rate guaranteed secured mastercard credit card

    Updated: 2010-10-26 08:00:00
    Capital One Low Rate Guaranteed Secured MasterCard Credit Card Capital One Canada is offering the Low Rate Guaranteed Secured MasterCard. This card is will give you the great chance to re-establish your credit and create a strong and stable history. The card will charge low interest rates that pertain [...]

  • capital one low rate guaranteed mastercard credit card

    Updated: 2010-10-26 08:00:00
    Capital One Low Rate Guaranteed MasterCard Credit Card The Low Rate Guaranteed Master Card coming from Capital One Canada is the perfect package if you have a fair credit history that does not meet the criteria of the card. The card charges very low rates that allow you to combine all your expenses. [...]

  • capital one cash back plus platinum mastercard credit card

    Updated: 2010-10-26 08:00:00
    Capital One Cash Back Plus Platinum MasterCard Credit Card There is credit card in which it offers cash rewards. However, the suitable cash back card for you is based on your lifestyle. Cash back credit cards will let you get rewards every time you eat on a particular restaurant or diner. If you [...]

  • Best Of Money Carnival

    Updated: 2010-10-25 15:51:53
    This week ChristianPF gets to host the Best of Money Blogcarnival – which features the 10 best financial blog posts from the previous week. I didn’t realize there would be 75 submissions for me to choose from – that makes it a little difficult to narrow it down to only 10. But, I did the [...]

  • cash back gold mastercard credit card

    Updated: 2010-10-25 08:00:00
    Cash Back Gold MasterCard Credit Card The Cash Back Gold MasterCard from Capital One is what you wish for if cash back rewards is what you are searching for. If you have excellent credit, it is easy for your application to get approved. All you should do is check and decide that this is the perfect [...]

  • capital one guaranteed secured mastercard credit card

    Updated: 2010-10-25 08:00:00
    Capital One Guaranteed Secured MasterCard Credit Card The Guaranteed Secured MasterCard from Capital One is an essential secured credit card for individuals needing to improve their credit or a stable credit history. The card charges well competitive interest rates on purchases, balance transfers [...]

  • capital one guaranteed mastercard credit card

    Updated: 2010-10-25 08:00:00
    Capital One Guaranteed MasterCard Credit Card The Guaranteed MasterCard credit card from Capital One Canada is fashioned for Canadians who have credit that requires some improvement. This credit card is perfect for card applicants who are looking for a chance to credit valuable for shopping, travelling, [...]

  • The Federal Trade Commission Continues To Turn a Blind Eye on Debt Collection Abuse

    Updated: 2010-10-25 05:01:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured The Federal Trade Commission Continues To Turn a Blind Eye on Debt Collection Abuse 24. October 2010 by Allen 0 Comments I am sick and tired of clueless journalists recommending that consumers report collection abuse to the Federal Trade Commission . While it is good that consumers should report illegal debt collections to the FTC , the problem is that the Federal Trade Commission rarely takes action against companies that condone collection . harassment

  • Debt Collector Harassment Should Be A Criminal Offense

    Updated: 2010-10-24 18:09:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search They Claim The Recession Is Over But The Depression Lingers Home Consumers Debt Debt Collectors Featured Debt Collector Harassment Should Be A Criminal Offense 24. October 2010 by Allen 0 Comments Debt collectors break the law all the time , they harass and mentally abuse consumers as well as use illegal tactics to get money . Around here we call that extortion and sometimes terroristic threats , both of which are criminal . charges Let's say for instance that I call people and threatened them and

  • Prospects for Mortgage Lending UK

    Updated: 2010-10-24 15:52:57
    In September 2010 mortgage lending dropped to a 10 year low. Banks are warning that there will be no change during the rest of 2010.  Several factors are driving this pessimistic prediction: Banks and other lenders are still finding it hard to raise there own funding and want to address capital ratio issues rather than [...]

  • Sallie Mae Savings Account: The Best Interest Rate Out There?

    Updated: 2010-10-23 17:03:54
    I recently got an email from a reader asking me about the Sallie Mae savings account. I had never heard of it so I thought I would check it out. It turns out that the Sallie Mae account has the highest interest rate of any savings or money market account that I found...

  • October Roundup & News

    Updated: 2010-10-23 16:41:06
    Happy October! Are you enjoying the leaves changing colors - or if you are in Florida - are you enjoying the palm trees and perfect weather - I am not jealous - really. ;) Anyway, here is a little news for October...

  • Can I get Cheap Personal Loan?

    Updated: 2010-10-22 08:05:02
    In order to get a lower interest rate for a personal loan it is important that you shop around and conduct adequate research. This becomes even more imperative as there are so many lenders in the market and so many types of loans available. The cheap personal loans are usually available through credit unions instead [...]

  • mbna ecologique mastercard credit card

    Updated: 2010-10-22 08:00:00
    MBNA Eco-Logique MasterCard Credit Card With the MBNA Eco-Logique MasterCard issued by MBNA Canada, you could able to acquire an eco-friendly credit card that endorses carbon offsetting as a way of reducing greenhouse gas emissions in the environment. Cardholders will receive one carbon offset point [...]

  • F&O Derivatives – for amateurs

    Updated: 2010-10-22 00:29:06
    Here is a basic introduction to F&O Derivatives for those who are new to the world of stock market trading. Derivative, as the word suggest has no value of its own. The value is derived in full from the value of the asset in consideration. These underlying assets can be any of the following; commodities, securities, [...]

  • Debt Collector Allied Interstate Will Pay $1.75 Million Settlement for Harassment

    Updated: 2010-10-21 10:16:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer advocate . Home Archive Search Contact Advertise Website Terms of Use Subscribe Debt Collector Allied Interstate Will Pay 1.75 Million Settlement for Harassment Tags : Allied Interstate FTC Federal Trade Commission Debt Collector Harrassment Debt Collection Debt Collectors Consumers Debt Categories : Consumers Credit Cards Debt Debt Collectors Posted by allen on 10 21 2010 12:16 PM Comments 0 All I can say is that it’s about time that the Federal Trade Commission started doing something about debt collection abuse , harassment and illegal

  • This Is Exactly Why Debt Collectors Are Being Sued by Consumers

    Updated: 2010-10-20 21:09:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer advocate . Home Archive Search Contact Advertise Website Terms of Use Subscribe The Roy Barnes vs . Nathan Deal Debate : Deal Came Across Like a Bad Used Car Salesman This Is Exactly Why Debt Collectors Are Being Sued by Consumers Tags : Consumers Debt Collection Debt Collectors FTC Federal Trade Commission Rausch Sturm Israel Hormik . S.C ACA International Collection Abuse Collection Harrassment Illegal Debt Collection Categories : Debt Debt Collectors Consumers Posted by allen on 10 20 2010 11:09 AM Comments 0 While I understand that if a

  • Debt Relief Companies Prohibited From Collecting Advance Fees Under FTC Rule

    Updated: 2010-10-20 18:32:05
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer advocate . Home Archive Search Contact Advertise Website Terms of Use Subscribe This Is Exactly Why Debt Collectors Are Being Sued by Consumers Debt Relief Companies Prohibited From Collecting Advance Fees Under FTC Rule Tags : Debt Relief Telemarketing Debt Reduction Services Advance Fees Consumers Debt FTC Federal Trade Commission Categories : Consumers Debt Posted by allen on 10 20 2010 8:32 AM Comments 0 Starting October 27, 2010 consumers trying to settle their debts will be protected by a new rule that prohibits companies that sell debt

  • Easy Loans for People on Benefits: A Stand by Fiscal Solution in the Odd Hours

    Updated: 2010-10-20 00:27:45
    It is a very small world which is brimmed with so many disabled people who manage to survive their life anyhow or other because most of the people depend on DSS benefits arranged by government. Sometimes, these benefits get insufficient especially when any unforeseen fiscal troubles cropped up without any notification. Noticing such circumstances, lender [...]

  • Applying for Cash Personal Loan

    Updated: 2010-10-19 08:38:39
    Cash personal offers the benefits of both personal as well as fast cash loans. They are offered in small amount and for a short duration for employed people. You can get it without any credit check and can be put directly into your account without checking your financial condition. However, it needs to be repaid [...]

  • Does The FICO Score Matter?

    Updated: 2010-10-19 07:08:29
    The FICO score is here to stay, but should you live by its principles? Does it account for your lifestyle? Let's take a look...

  • Consumer Legal Resources to Fight and Beat Debt Collectors

    Updated: 2010-10-17 19:35:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer advocate . Home Archive Search Contact Advertise Website Terms of Use Subscribe Consumer Legal Resources to Fight and Beat Debt Collectors Tags : Legal Resources Pro Se Resources Debt Collectors Debt Collection Fair Debt Collection Practices Act FDCPA Fair Credit Reporting Act FCRA Federal Trade Commission FTC Debt Consumers Consumer Debt Categories : Consumers Credit Cards Debt Debt Collectors Posted by Allen on 10 17 2010 9:35 AM Comments 0 Whether you are filing a case against a debt collector for FDCPA or FCRA violations or filing a brief

  • Credit Repair Dallas Budgeting

    Updated: 2010-10-16 01:26:51
    This tough economy has taught us a lot over the past few years. First off we learned that there is no such thing as a guaranteed investment, even in real estate. We also learned a very valuable lesson in wasting money. This doesn’t mean we threw thousands of dollars down the garbage because we were [...]

  • Credit Score – 10 avoidable to keep your eyes on!

    Updated: 2010-10-15 11:18:53
    There are many ways where you can make credit mistakes which can harm your credit score at times mildly and at times severely. It is important that you are aware of the common mistakes frequently committed and which can be avoided so that you can escape from the frustration, tension and save huge amount of [...]

  • Doorstep Collection loans – Cash for You Taking over Fiscal Worries

    Updated: 2010-10-15 00:25:47
    It is quite arduous to take over sudden financial conundrums even as you do not have enough funds, or you do not have any fighting chance to avail of bank loans in short span of time because you expect for arranging immediately to winnow out extra expenses. Despite everything, you are able to receive cash [...]

  • Money Crashers Top Personal Finance Blogs

    Updated: 2010-10-14 05:09:10
    Money Crashers has released an awesome new personal finance resource - The Money Crashers Top Personal Finance Blogs - check it out...

  • Credit Repair Dallas Dangers to Your Score

    Updated: 2010-10-13 00:25:01
    There are so many things that we rely on our score for. We use it to help us get loans, credit, buy a new home or a new car, and even find a job. Of all the uses there are for our number, there are also plenty of ways we can damage it. Some of [...]

  • A New Tactic To Get Junk Debt Collectors Off Your Back?

    Updated: 2010-10-12 21:19:00
    FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer advocate . Home Archive Search Contact Advertise Website Terms of Use Subscribe A New Tactic To Get Junk Debt Collectors Off Your Back Tags : Debt Validation Letter Compelled Services Rendered FDCPA Fair Debt Collection Practices Act FTC Federal Trade Commission Debt Collectors Debt Collection Debt Debt Collection Harrassment Debt Collector Harrassment Consumers Categories : Consumers Debt Debt Collectors Posted by Allen on 10 12 2010 11:20 AM Comments 0 A reader , I will refer to him as M.W . emailed me after I published a news article and

  • Meet Top 10 Bankrupt Celebrities

    Updated: 2010-10-12 11:36:17
    We are constantly being reminded that celebrities, who make millions, also have tough time paying their bills. Apparently these celebrities are no different than you and me when it comes to balancing their checkbooks. 1. MC Hammer Mc Hammer blew his fortunes with extravagant spending. This Hip-Hop Artist, filed for Chapter 11 bankruptcy in 1996 because he did [...]

  • TD Ameritrade Offers 100+ Commission-free ETFs

    Updated: 2010-10-12 01:00:16
    TD Ameritrade recently announced that they will be offering a list of over 100 ETFs that can be traded with no commission if you hold them for at least 30 days. Supposedly, they asked Morningstar to pick 100 ETFs that would be most useful for long-term investors to build a ETF portfolio. The current 100 [...]

  • Instant Cash Loans for Unemployed You Aren’t Failed Make Funds Swiftly

    Updated: 2010-10-12 00:23:48
    Economic help is not an effortless in today’s financial climate. If you are an unemployed people and do not have any other source of generating cash then you are not considered as eligible borrowers for funding in the market. No income in hand you can not bestow protection in opposition to the loan. Despite of [...]

  • Watch Out Kids Debt Buyers Are Hot On Collecting Defaulted Student Loans

    Updated: 2010-10-11 15:25:00
    FMD Consumer Blog Consumer News Consumer Help Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Watch Out Kids Debt Buyers Are Hot On Collecting Defaulted Student Loans Tags : Student Loans Debt Collectors Loan Default Debt Collection Consumers FDCPA FTC Federal Trade Commission Beat Debt Collectors Categories : Consumers Debt Debt Collectors Posted by Allen on 10 11 2010 5:25 AM Comments 0 It seems that the next hot collection industry target is going to be defaulted student loans . So kids get ready for debt collectors to begin harassing , and possibly abusing you verbally and mentally while they attempt to collect on your old student loan . There are many collectors out

  • Credit Repair Detroit Poor Credit Scares

    Updated: 2010-10-11 00:22:57
    There are plenty of ways to damage your credit, and that is a dangerous thing to have happen because there are so many things we rely on our score for. We are all aware of how your score can impact not only your ability to get a loan for a car, house, or charge account, [...]

  • Credit Repair Detroit Renters Fears

    Updated: 2010-10-10 00:21:44
    Renting a home or apartment has become much more competitive than in years past. Due to the state of the economy and the real estate market many people prefer to rent rather than buy, even though experts agree that now is the perfect time to buy. However, because there is such a high necessity to [...]

  • Citi Platinum Select Card: 0% APR Balance Transfer for 21 months

    Updated: 2010-10-09 10:27:21
    What credit crisis? Citibank is now offering 0% APR interest on balance transfers for 21 months on its Citi Platinum Select Mastercard. Not only is it longer, but notice they are not allowed to say “up to” anymore with new credit card laws. If you get approved – this card requires good to excellent credit [...]

  • Out of the Office

    Updated: 2010-10-09 09:01:11
    I’m going on vacation for the next 3 weeks. I’ve got some great guest posts lined up, most of them are very long and in-depth. I think you’ll like them. The response was great, and I have even more great guest content for when I get back. There will also be some posts of my [...]

  • Sacrifice Determines Value

    Updated: 2010-10-08 16:14:31
    Sacrifice determines value. The more you sacrifice for something, the more you appreciate what the sacrifice yields.

  • The Rat Race: Does This Cartoon Look Familiar?

    Updated: 2010-10-08 10:42:59
    Let’s get out of the race! Image credit to artist Polyp. There’s also an animated version that made me nauseous (perhaps that was the point?).

  • Home equity line of credit – Top 5 points to consider before applying

    Updated: 2010-10-08 08:35:33
    A home equity line of credit is one of several options that you could look into if you are in need of credit. However, before making a decision, you should consider very carefully the cost of a home equity line against the benefits. You will need to shop around for credit terms that will best [...]

  • Credit Repair Detroit Best Options

    Updated: 2010-10-08 01:19:32
    If you think that the best way to improve your credit score is by paying your bills on time you may be right. That is the original method and it is still very effective today. However, there are many reasons why credit repair Detroit is an even better method these days. First off you not [...]

  • How to be a personal finance player

    Updated: 2010-10-08 00:19:24
    Being a player might be frowned upon in love but in personal finance it has a lot to recommend it. Player is an Americanism of course and here in the UK we’re just as likely to call those who seem slovenly with their banking tarts, floozies, harlots, hussies, tramps or vamps. Still, the meaning is the same. [...]

  • Vanguard Lowers Minimum Balance Requirements For Mutual Fund Admiral Shares

    Updated: 2010-10-07 05:52:55
    Vanguard made another announcement that effective today (10/6), the minimum amount required to qualify for Admiral Shares has been reduced to $10,000 for most of their index funds and $50,000 for actively-managed funds, significantly reduced from the previous $100,000 minimum. Admirals shares are a separate share class of 52 mutual funds in addition to the [...]

  • DFA Missionaries – Get Out of Debt and Serve

    Updated: 2010-10-06 11:00:55
    Introducing DFA Missionaries - A group of passionate debt freedom fighters on a mission to discover, grow, and serve. Enlist today!

  • Rewards Credit Cards: Rotating Categories 2010 October-December Update

    Updated: 2010-10-06 08:26:50
    When you charge something on your credit card, the merchant usually pays about 2-3% in transaction fees for the convenience and benefit of accepting these cards. To get your business, issuers often rebate part of these fees in the form of % cashback rewards or frequent flier miles. Since credit cards offer handy conveniences like [...]

  • Vanguard Target Retirement Funds Changes: Increased International Exposure

    Updated: 2010-10-05 02:24:54
    A lot of people own Vanguard Target Retirement 20XX Funds, and I just noticed that Vanguard made an announcement that they will be making some changes: The international equity weighting will be increased to 30% of the overall stock portion fund, up from about 20%. Three of the funds (European Stock Index, Pacific Stock Index, [...]

  • Debt And Marriage: Something to Discuss Before the Wedding

    Updated: 2010-10-05 01:01:22
    Debt And Marriage: Something to Discuss Before the Wedding You may be ready to join lives with the love of your life, until money gets involved. Individual debts are not something most couples consider before marriage but in the same way you discuss which surname your kids will have, you need to ensure you make [...]

  • 10 DIY ways to improve your Credit Score

    Updated: 2010-10-04 10:59:07
    People have many fallacies about credit scores as they believe that their credit scores does not matter their credit history or that they do not have any credit scores. You need to be aware of these misconceptions as it might hurt you in various ways in the future, be it in securing a job of [...]

  • How To Be Clutch With Your Money – Book Review

    Updated: 2010-10-04 10:32:53
    Drive. Click. Choke. Empowered. Switch. Bounce. It seems that the short book with the one-word title is very popular these days. Here’s another one: Clutch: Why Some People Excel Under Pressure and Other Don’t, by Paul Sullivan. The book explores stories of people both overcoming and succumbing to extremely stressful situations. The people profiled include [...]

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